Prepaid Cellular Phone Plan: The Good and Bad Side

by Alice Sy

A prepaid cellular phone plan is just like any other phone plans that you take advantage. The only difference is the manner of paying the bills. In a post paid plan, you would pay after you use the service while in a prepaid phone plan, service operates after a costumer has purchased it before using.

Many consumers on a tight budget go for a prepaid cellular phone plan. This is practically due to the fact that a prepaid cellular phone plan saves money and limits credit by setting a limit to how much a consumer can spend or use.

Another advantage of availing prepaid cellular phone plan is that you don’t have to fall for a debt. In other cases, you don’t even need a credit card to use its services. Virgin Mobile Phone, for example, offers prepaid phone cards in their Virgin Megastores. So, all you have to do is get if off the rack, give your cash to the cashier, and in minutes, enjoy making calls.

The prepaid cellular phone plan is easier on the wallet and is also free of hassles. In addition, prepaid plans require no commitment to consumers unlike in post paid plans. The consumer is not required to pay a set amount of cash in set time intervals unlike in post paid plans. Instead, the consumer only pays how much he plans to use. Post paid plans have penalties wherein the consumer has to pay when a consumer fails to meet the terms of the contract. Prepaid plans, on the other hand, have no contracts and no financial obligations.

For others, you enjoy a prepaid cellular phone plan service base on the amount of calling card you purchased, like $25. When you used up the time, you phone will simply stop the call and you have to buy for another card. In this way, you won’t end up over charge.

Prepaid cellular phone plan cards are available in the internet. You can purchase services at a carrier’s website. You can also buy them at carrier stores. You can have them in monthly rates, also called autoplay. Here, your credit card is immediately charged a certain amount every month. Whenever you call, the per-minute charge is immediately deducted to the amount charged on your account until there will be no more service.

Prepaid credit can be purchased in various places offline. They can also be purchased online in carrier websites and carrier stores. Prepaid cards have expiration dates when you load them into your phone. You have a number of days or weeks to use the load depending on the amount of the prepaid card you purchased.

A prepaid cellular phone plan may sound very convincing, but you should think hard first before choosing this over the post paid plan. In the long run, post paid plans give much bigger savings especially when it comes to calls. Post paid plans have lower call rates compared to prepaid plans.

About the Author:

About The Author :
Alice Sy is a cell phone enthusiast. Visit her website which specializes in Nokia cell phone charger or browse useful tips all about cell phones.

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